Toyota Car Loan and Lease in Chicago, IL

Toyota on Western takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Toyota on Western Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Toyota on Western can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Toyota Car Loan and Lease in Chicago

Explore Leasing & Financing Options with the Toyota on Western Finance Center

You've just picked out your dream Toyota. The next part doesn't have to be tricky. Trust the Toyota on Western finance center for all auto financing needs, as our team puts you behind the wheel of your top choice in a way that best suits your budget. From affordable car loans to leasing opportunities, our Toyota finance center in Chicago has a solution for every customer from Oak Lawn, Cicero, Elmhurst IL, Calumet City and Hodgkins IL.

We're the Windy City's go-to choice for auto loans and Toyota leasing. The best part? We work with all credit scores good and bad. Toyota on Western is here to walk you through financing and leasing options. Why finance anywhere else? Learn more about buying and leasing a Toyota in Chicago with us.

Get the Financing Journey Started by Submitting Our Finance Application

Car buyers from Bucktown can get pre-approved for credit in minutes. Fill out the finance application so we can work to give you a car loan with the lowest eligible interest rate. This also will speed up the financing process and cut down the amount of financial paperwork you may be accustomed to from previous purchases. This credit application can be submitted online from the comfort of your home in Chicago.

Other Financing Tools & Nuggets: Things Chicago Car Buyers Should Know

Because Toyota on Western works with a network of lenders in Chicago, we're able to help qualified buyers from Elmhurst IL and Oak Lawn get the best offers and car loans with lower interest rates. Our financial professionals can sit down with you to crunch the numbers and design a budget-tailored payment plan. We let you choose how long you want to lease or finance your new Toyota or used car. We'll discuss potential monthly payments to expect with your auto loan or Toyota lease.

Our online payment calculator is a great way for Hodgkins IL and Calumet City car buyers to estimate their monthly payments. Don't be worried about your credit score when it comes to financing. We're here to help. If you're a Chicago customer with poor credit or no credit, you may be eligible for subprime financing.

Benefits of Buying a New Toyota in Chicago

Drivers from Cicero and Oak Lawn may be looking at vehicle ownership. They should choose to finance their new Toyota or pre-owned car purchase. Financing a Toyota paves the way to ownership and customization while building equity and credit. There are no mileage limits when Chicago customers choose the financing route. Financing is available for both new Toyota purchases and used cars.

You'll receive a car loan and be able to choose how long you want to finance the Toyota car, truck, van, or SUV. Interest will accrue and determine monthly payments, which can be directly impacted by the term length, varying between 12 and 84 months. An average auto loan is financed over 48 to 60 months. When you finance with us in Chicago, you are able to secure low financing rates and be one step closer to outright ownership.

Benefits of Leasing a New Toyota in Chicago

Lease a new Toyota in Chicago to likely have lower monthly payments while enjoying the latest features and trends from the Toyota lineup. Leasing is reserved for our new Toyota vehicles. Because most Toyota lease agreements last for two to three years, Cicero lessees have the flexibility to interchange between the latest models from the Toyota lineup. By leasing a Toyota, Calumet City motorists have an affordable short-term driving solution. Leasing a new Toyota involves fewer repairs and lower general maintenance costs.

Lower Your Financing Costs with a Special Offer or by Trading In with Your Chicago Toyota Dealer

There are ways Oak Lawn car shoppers can lower their financing costs. Get a trade-in appraisal online and sell any car in Chicago with our Toyota dealership. Take the trade-in credit we provide and use it as a down payment when financing a new or pre-owned Toyota purchase.

Special offers can also lower monthly payments. Through new vehicle specials, used vehicle specials, and Toyota incentives, the sticker prices of our vehicles are slashed, resulting in less to finance. Customers from Cicero and greater Chicago can explore our Toyota lease deals and special financing offers to start saving.

Finance or Lease Your Dream Car with Toyota on Western

Financing a car shouldn't be stressful. At the Toyota on Western finance center, our resources and trustworthy professionals cut out all hassles to alleviate the stress of buying or leasing a car in Chicago. More customers from Oak Lawn, Cicero, Elmhurst IL, Calumet City and Hodgkins IL are choosing to finance or lease their dream car at Toyota on Western. Join them and start freeing up your finances!

Your privacy is important to us.

Toyota on Western takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Toyota on Western

    6941 South Western Ave.
    Chicago, IL 60636

    • Sales: 773-884-7200
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Get in Touch

  • Contact our Sales Department at: 773-884-7200
  • Monday9AM - 8PM
  • Tuesday9AM - 8PM
  • Wednesday9AM - 8PM
  • Thursday9AM - 8PM
  • Friday9AM - 7PM
  • Saturday9AM - 6PM
  • SundayClosed